Business or general liability - This provides coverage up to $1,000,000 per occurrence or $2,000,000 aggregate

Commercial auto insurance - This is the most basic coverage for the most common accidents that may result in bodily or personal injury, damage to your property, damage to another party’s property, and even wrongful death, up to $1,000,000. In some cases, it can also cover cargo in transit.

Workers’ compensation - In the event that your employees are injured while working, like when loading or unloading cargo, this cover will cater for hospital expenses and lost wages so you don’t have to pay out-of-pocket, up to $1,000,000. It is also mandatory in most states.

Cargo liability - This insurance is necessary to protect you from sticky situations, where the cargo is lost, stolen, damaged, or delivered late. These events are inevitable in the delivery business, so you should protect yourself sufficiently to avoid costly claims. The requirement is $25,000 or higher for Amazon Fresh.